Financial Analysis

• Business Planning
• Financial Analysis
• Mergers and Acquisitions
• Loan Audit Support
• Internal Audit Support
• Litigation and Compliance
• Industry Research

AdMor Group offers analysis within all areas of a mortgage banking operation. We have strong industry operational expertise in strengthening existing operations through technology innovation combined with exceptional financial analysis capability. The development of strategic and operational recommendations will reduce operating cost, increase revenues and improve ooverall efficiency without eroding established customer service levels.

Services include:

• Analysis of internal cost by comparing with industry standards including peers with similar portfolio characteristics and loan volumes.
• Analysis of net loan profitability, compare with industry peer data and determine if/how performance can be improved. This would entail a detailed evaluation of ancillary revenue streams.
• Compensation review based on portfolio size, geographic location, market study and turnover rates.
• Analysis of servicing losses experienced in various areas of loan servicing to include taxes, hazard insurance, mortgage insurance, foreclosures, bankruptcies, HUD audits, GNMA buyouts, etc.
• Pro forma financial projections for operations using a variety of assumptions and economic environments.